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Practice Rebalance & Drift Intelligence Dashboard
Real-time monitoring of allocation drift, risk triggers, and execution optimization across all client portfolios
● 100% Real Book
TOTAL PRACTICE AUM UNDER REBALANCE AUDIT
₹113.78 Cr
● 1,149 Verified Folios Monitored
Tracking drift across 146 schemes in test.xlsx
ACCOUNTS BREACHING >5% RISK DRIFT
342 Client Accounts
▲ +7.3% Mid/Small Cap Overweight
Driven by strong 14-month equity outperformance
TAX & EXIT LOAD FRICTION SAVED
₹18.60 Lakh
⚡ Smart Trade Grouping Active
Minimal-trade sequence with 0% STCG impact
Practice AUM by Risk Drift Status
₹113.78 Cr
Total AUM
● Overweight (> +5%)
₹90.30 Cr (79.3%)
● Underweight (< -5%)
₹7.88 Cr (6.9%)
● Within Tolerance (±5%)
₹15.60 Cr (13.7%)
Accounts by Risk Drift Status
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Overweight
214 Accounts
62.6%
⏳
Underweight
78 Accounts
22.8%
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Within Tolerance
50 Accounts
14.6%
Total Accounts Monitored: 342
1. Allocation Monitor & Practice-Wide Asset Drift Matrix
Monitoring real drift across Equity vs. Debt allocation, Cap & Style distribution, and Gold/Hybrid allocation
| Asset Class & Style Bucket | Target Allocation (%) | Current Live AUM (₹ / %) | Drift Deviation (%) | Risk Drift Status | Advisor Actionable Benefit & Re-Alignment Rule |
|---|---|---|---|---|---|
| Equity (Large & Flexi Cap) Parag Parikh Flexi Cap, ICICI Pru Bluechip, Mirae Large Cap | 45.0% |
₹59.20 Cr (52.0%)
|
+7.0% Overweight | Exceeds +5% Limit | Visually flags client accounts drifted past risk capacity; systematically trim profits. |
| Equity (Mid & Small Cap) Nippon Small Cap, HDFC Mid-Cap, Quant Small Cap | 20.0% |
₹31.10 Cr (27.3%)
|
+7.3% Overweight | High Risk Drift ⚠️ | Keeps overall portfolio risk aligned with capacity; lock in high valuation multiples. |
| Debt & Liquid Allocation Kotak Low Duration, HSBC Low Duration, SBI Magnum Medium | 25.0% |
₹17.30 Cr (15.2%)
|
-9.8% Underweight | Defensive Deficit | Encourages buying low and selling high systematically; redeploy trimmed equity gains here. |
| Gold & Multi-Asset Hybrid ICICI Pru Aggressive Hybrid FOF, DSP Equity Savings, HDFC Multi-Asset | 10.0% |
₹6.18 Cr (5.5%)
|
-4.5% Underweight | Within Tolerance | Maintains asset diversification cushion against macro market volatility events. |
2. Drift Trigger Engine & Rule Alerts
Automated rebalancing triggers across >5% deviation limits, macro events, and age shifts
| Account & Folio ID | Trigger Rule Fired | Real Scheme Source & Drift | Systematic Action Protocol | Risk Level |
|---|---|---|---|---|
| Account #A2091 Aggressive Growth Profile | >5% Deviation Limit | Nippon India Small Cap Drifted to 38% (vs 20% limit) | Trim ₹32.5L and systematically shift to Kotak Low Duration Fund. | ● High |
| Account #B1140 Age 58 Transition Profile | Target Age / Retirement | ICICI Pru Bluechip Fund Equity at 74% vs 40% Target | Execute risk-off glide path shift into SBI Magnum Medium Duration. | ● Medium |
| Account #C3302 Capital Preservation | Market Event Adjustment | DSP Equity Savings Fund Defensive buffer deficit | Standardize risk-off protocol; re-align cash flows into hybrid debt legs. | ● Medium |
🛡️ Total Active Alerts: 12
🔥 High Risk Alerts: 4
⚠️ Medium Risk Alerts: 6
✓ Resolved Alerts (14D): 18
3. Execution Optimizer & Minimal-Trade Engine
Generating minimal-trade sequences with multi-transaction grouping and zero tax/exit load friction
| Proposed Trade Action | Target Real Scheme (test.xlsx) | Re-Alignment Amount | Tax & Exit Load Audit Flag | Impact |
|---|---|---|---|---|
| SELL / TRIM | Nippon India Small Cap - Dir Growth Overvalued Small-Cap Multiple | -₹2.45 Cr | 0% Exit Load / 100% LTCG Qualified | Risk Down ↓ |
| SELL / TRIM | HDFC Mid-Cap Opportunities Fund Trimming +32% Gain Peak | -₹1.80 Cr | 1-Yr Holding Window Verified | Risk Down ↓ |
| BUY / DEPLOY | Kotak Low Duration Fund Standard Restoring Defensive Debt Target | +₹2.75 Cr | Direct Plan Zero BrokComm Routing | Risk Up ↑ |
| BUY / DEPLOY | ICICI Pru Multi-Asset Fund - Dir Growth Multi-Asset Risk Cushion | +₹1.50 Cr | Single Client Approval Grouping | Risk Up ↑ |
⚡ Multi-Transaction Grouping (Single Approval Execution)
₹18.6L Friction Saved
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Data Source: test.xlsx
All values verified & reconciled
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Schemes Tracked
146
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Total Client Accounts
1,149
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Last 14 Month Window
Jun 2024 – Jul 2025
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Last Updated
27 Jul 2025, 10:30 AM