🛡️
Risk Monitoring
Audits portfolio risk exposures, runs stress tests, and identifies concentration vulnerabilities.
🛡️ 100% Data Verified
OVERALL PORTFOLIO RISK SCORE ⓘ
62 /100
Moderate
↓ 5 pts vs Prev. Period
PORTFOLIOS UNDER HIGH RISK ⓘ
18
(12.3%)
↑ 3 vs Prev. Period
TOP CONCENTRATION EXPOSURE ⓘ
23.4%
Real Estate Sector
↓ 2.1% vs Prev. Period
1. Risk Attribution
Compare target risk profile metrics against actual portfolio risk across all multi-asset wealth accounts.
Target Profile
Actual Portfolio
| RISK FACTOR | TARGET PROFILE | ACTUAL PORTFOLIO | VARIANCE & DRIFT |
|---|---|---|---|
| Equity Market Risk | 60.0 | 68.5 | +8.5 ↑ |
| Interest Rate Risk | 25.0 | 22.3 | -2.7 ↓ |
| Credit Risk | 40.0 | 37.1 | -2.9 ↓ |
| Liquidity Risk | 20.0 | 28.6 | +8.6 ↑ |
| Commodity Risk | 15.0 | 16.4 | +1.4 ↑ |
| Overall Risk Score | — | 62 /100 | ↓ 5 pts Optimal |
🛡️ Overall Profile Alignment: Within 5% Target Tolerance across 1,420 Active Wealth Accounts
Optimal Shield
2. Concentration Audit
Track concentration risks across sectors, single stock holdings, and liquidity profiles.
SECTOR CONCENTRATION (TOP 6)
EXPOSURE (%)
Financial Services
23.4%
Information Technology
16.8%
Real Estate
13.1%
Consumer Discretionary
9.7%
Energy
6.5%
Industrials
5.2%
Top Stock Exposure
Single Stock Max Holding
6.2%
Low Liquidity Holdings
(2.1% of Total AUM)
₹4.28 Cr
No. of Concentration Breaches
Across 7 Portfolios
12
Risk Monitoring Overview
Snapshot of key risk health indicators.
Value at Risk (VaR 95%)
₹5.62 Cr
1-Day VaR
₹18.45 Cr (10-Day)
Tracking Error (Annualized)
4.28%
vs Benchmark
↓ 0.56% vs Prev.
Beta (Portfolio)
1.12
vs Benchmark
↑ 0.08 vs Prev.
Sharpe Ratio
0.76
Risk Adjusted Return
↑ 0.11 vs Prev.
Risk Heatmap (Portfolio vs Benchmark)
Relative risk intensity across key factors.
RISK FACTOR
LOW
MODERATE
HIGH
VERY HIGH
Equity Market Risk
Interest Rate Risk
Credit Risk
Liquidity Risk
Commodity Risk
Low
Moderate
High
Very High
Risk Alerts & Watchlist
Active alerts requiring advisor attention.
| ALERT TYPE | DETAILS | SEVERITY | AFFECTED PORTFOLIOS |
|---|---|---|---|
| High Concentration | Real Estate > 20% | High | 5 |
| Liquidity Risk | Low liquidity holdings high | Medium | 3 |
| Stress Test Breach | 2008 Crisis impact > 8% | High | 2 |
| Risk Drift | Equity risk > +5% target | Medium | 4 |
🛡️ Why It Matters
⏱️
Protects the Firm
Strengthens compliance & suitability through proactive risk oversight.
📊
Improves Decision Quality
Data-driven risk insights enable better allocation & rebalancing.
🤝
Enhances Client Confidence
Transparent monitoring builds trust and long-term relationships.
⚡
Prevents Tail Events
Early detection of stress & concentration risks helps avoid severe drawdowns.